What is expected of an insurance professional regarding their duty to disclose information?

An insurance professional is expected to provide accurate and timely information to clients as part of their ethical and professional obligations. This duty ensures that clients receive the necessary details to make informed decisions regarding their insurance options. Accurate information fosters trust between the insurance provider and the client, enabling clients to assess their needs and make choices best suited to their circumstances.

Timely communication is equally important; clients should receive updates and information when it can impact their insurance decisions or outcomes. Providing clients with complete and truthful information not only enhances their understanding of the products and services but also aligns with the legal requirements governing insurance practices. This approach helps to maintain the integrity of the insurance profession and protects the interests of clients.